In 18 years, college may cost up to $1 per year,
but we will help you stretch every dollar.
It takes about 5 minutes to start saving. Contribute what you can afford today, and over time CollegeBacker helps you make progress towards your college savings goal.
It's fun and easy for others to participate. A grandparent or close family member can set up a monthly contribution, or birthday party guests can give directly to your account.
Your funds are invested in a tax-advantaged 529 College Savings Plan – it grows tax free, is free of capital gains tax when used to pay for college, and becomes a safer investment as your child ages.
Helping your child earn a college education is important for the entire family, and CollegeBacker empowers you to work as a team.
You can invite grandparents, an uncle or aunt, and other important family and friends to follow your child’s progress and contribute to the account. Instead of accumulating a closet full of last year's toys, share your personal link – e.g., CollegeBacker.com/Luke – so family and friends can give your child the gift of college savings.
You can send your team of CollegeBackers occasional updates on your child's academic progress, and CollegeBacker will gently remind them of upcoming occasions like a birthday or graduation.
Just getting started can seem daunting given the rising cost of college. But CollegeBacker helps you figure out a long-term goal that you and your funding team can make progress toward each and every month.
The most important thing is to start saving early – even if it’s just a small amount – and to use a tool that will maximize your savings. That’s why, instead of a checking or savings account that won’t even keep up with inflation, we help you open a 529 College Savings Plan, which lets you invest your savings and have the earnings grow tax free.
We also help you select a low-cost investment portfolio that automatically becomes more conservative as your child nears college age. When that fateful day arrives, you can withdraw the money tax-free to pay for tuition, room & board, books, and even computers.
As an Investment Advisor registered with the SEC, we have a fiduciary duty to act in our clients’ best interests and to safeguard their accounts against fraud.
Your contributions go directly into a state-sponsored 529 account that is managed by a nearly 100-year-old national investment company. We do the vetting for you to select a 529 that has stable administration, a sterling reputation, and top-tier performance.
We use state-of-the-art browser encryption technology, maintain secure servers with 24/7/365 staffing, and use identity verification services to protect your personal information. We never share your private data with any third party without your permission.
CollegeBacker is free to use until you reach $5,000 in savings. From there, it's just 0.50% per year.
If you discontinue our service, you will retain your 529 and will subject to no additional CollegeBacker fees.
For every referred friend that opens a 529 with CollegeBacker, we'll waive your and their fees for 3 months.