Simple to use,
Instantly start a college fund
Answer a few questions and our robo-advice will help you set up a college fund.
- Start a 529 plan to invest your savings tax-free. We’ll recommend a top-tier plan and help you select the right age-adjusting portfolio.
- If you already have a 529 plan, connect it to CollegeBacker.
- If you’re not ready to invest, start with an FDIC-insured Backer Safe.
Automate your contributions
- Set a goal and automate your contributions.
- Invite close family to co-manage your account.
- Manage your fund from our website or mobile app.
Build your Backer Team
- Customize your child’s gifting page (CollegeBacker.com/name) and invite family and friends to contribute.
- Share updates with your child’s Backers, especially around birthdays and holidays.
Earn cashback rewards
- Shop at over 125 name-brand partners to earn cashback rewards.
- Your rewards will be directly deposited into your child’s college fund.
- Your child’s Backers can participate and help you save even more.
Watch your savings grow
- Congratulations! You’ve done your part in securing your child’s future.
- Now watch your savings grow as your child gets closer to college. We’ll be there for you every step of the way.
A 529 Savings Plan is a state-sponsored investment account that has tax advantages when used to save for education.
Contributions to a 529 plan grow tax-free and can be withdrawn tax-free to pay for education.
Flexible and versatile
529s can be used for higher education, K-12, apprenticeships, and student loans. You can even transfer within the family.
Better for financial aid
Unlike UGMA/UTMA, a 529 plan will have a minimal impact on your child’s financial aid eligibility.
See how much more you can save with CollegeBacker’s
tax-free investing, Backer Gifts, and Backer Bucks.*
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The most features with the best pricing
As the first and only robo-advisor focused exclusively on education savings, we offer the most comprehensive college savings platform for a low monthly fee.
To reach as many families as possible, we let you choose your own fee.
How much more will I save?
Compared to a broker, you could save$37,000over the life of your account.*
Your first month is free, so you have time to make sure CollegeBacker is right for your family.
* This hypothetical calculation is for illustrative purposes only and is based on assumptions described here.
Security you can trust
As an SEC-registered investment adviser, we have a fiduciary duty to put your interests first and to safeguard your personal information and money.
Your account is protected with bank-level encryption and security practices, including 24/7/365 monitoring.
Your 529 plan investments are placed in a state-sponsored account managed by national investment companies.
If you choose a Backer Safe, your money is FDIC-insured up to $250,000 and is held at one of the largest U.S. banks.