The simple, fast, fun way to 529

Get the best 529 plan based on where you live, then build a team of backers to supercharge your savings.

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Get the right 529 plan for your kid in 5 minutes

Enroll for free – with no monthly subscription

Boost your savings with gifts from family and friends


The smart way to save for education

You want the best future for your child, but there’s so much to figure out along the way. We’ve taken the guesswork out of saving for education, so you can take at least one thing off your list. 🙌

The right 529 plan for you

529s are confusing, with over 100 different ones in the U.S. We’ve done the hard work of evaluating all of them so we can recommend the right one for your family in just a few minutes.

Super simple saving

Paperless setup. Automated contributions. Real-time projected savings. It's everything you need to manage your fund, all from your phone.

Gifts that make a difference

Every fund has a custom link that’s easy to share, so family and friends can contribute whenever. Think birthdays, holidays... Wednesdays. And you can keep your backers engaged by sharing family updates all year long.

Check out an example family update

Save money for college tax-free

It's like a 401K for education, so you can grow your savings tax-free. If you've been wondering how you'll be able to save enough for college, a 529 plan is your answer.

Learn more about 529s
Get started

Backer works with any 529 plan

Already have a 529 plan? Connect your account to Backer so family and friends can join your team. Families with backers save 4x more on average.

You, the parents!

Set up and manage the fund

Jessie avatar

Jessie

Matt avatar

Matt

Create a fund

Your child’s backers

Add to the fund with one-time and recurring gifts

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Gramps

Sophie avatar

Sophie

Uncle Robbie avatar

Uncle Robbie

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Mateo

Aunt Lucy avatar

Aunt Lucy

Send a gift

Big love from Backer families

Surprise: it's not just parents who love saving together.

We really needed to start saving for our baby. I love that family members can make contributions. Instead of giving the baby gifts or monetary gifts they can just make a contribution towards their college fund. It makes me feel comfortable knowing we are saving for his future.

@andrea_mrllo

We really needed to start saving for our baby. I love that family members can make contributions. Instead of giving the baby gifts or monetary gifts they can just make a contribution towards their college fund. It makes me feel comfortable knowing we are saving for his future.

@andrea_mrllo

“I love using Backer to help my sister save for her daughter's college education.”

Instead of gifting my niece another toy that she's ultimately going to get bored of at some point, I prefer helping to save for her future. I will definitely open my own Backer account when I have a kid someday. Highly recommend!

Cat

It is hard to save but I believe in asking for help, so I asked friends and family to help and we are doing it as a team. Let’s give our kids the freedom to decide what they wanna do.

@thecarlinfamily

200k+

People saving with Backer

$30m+

Money saved for college

$500m+

Future debt avoided

It's like an insurance policy for your child's future

Your Backer 529 savings can be used to cover all kinds of education expenses, not just college tuition. Think books and supplies, housing, K12 tuition, bootcamps, apprenticeships, and more.

Advice you can trust

As an SEC-registered investment adviser, we have a fiduciary duty to put your interests before ours.

Serious about security

Your personal information is protected with bank-level encryption and secure servers monitored 24/7/365.

Low, transparent fees

Instead of a fee that grows with your savings or a monthly subscription fee, we charge a simple $1.99 per contribution.

Give Backer a try

What would you name your family fund? Check out some of our recent Backer fund names our recent Backer fund names for inspiration.

eg Cory’s Education fund 🐰🌿
Type your child's name and add a few emojis.
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